🚗 Claim or Switch?
Take Control of Your Car Insurance in Minutes
Not sure if making a claim is worth it after a minor accident? Or thinking of switching insurers to save money? Our two smart tools, the Premium Increase Calculator and Real-Time Quote Comparison, make insurance decisions easy, fast, and worry-free.
📊 Real-Time Quote Comparison
Looking to switch or renew your car insurance?
Get real-time quotes from 8 major New Zealand insurers in just 3 minutes — simply enter basic vehicle and driver details. Instantly compare offers from AA, AMI, State, Tower, TradeMe, AMP, ANZ Vero, and Cove.
Our Goals
Simplify the insurance shopping experience
Save users time and money
Promote transparency across providers
Provide a single place to compare all major NZ insurers
🔧 Premium Increase Calculator
Had a minor accident and wondering whether to make a claim?
End the anxiety — easily calculate your potential premium increase and new annual rate before you contact your insurer.
Our Goals
Help users make informed claim decisions
Show potential long-term cost impact of claims
Minimize financial surprises after an accident
Build trust through transparent calculations
Will using these tools affect my current insurance?
Not at all. These tools are 100% anonymous and do not notify your insurer.
How accurate is the Premium Increase Calculator?
We use real-world data and insurer trends to provide a reliable estimate, though your final premium may vary slightly.
How long does the quote comparison take?
Less than 3 minutes! Just enter basic details once to see quotes from 8 major insurers.
Is it free to use?
Absolutely. Both tools are free, with no hidden fees or obligations.
Can I buy insurance directly after comparing quotes?
Yes, you’ll be directed to the insurer’s official page to complete your purchase or get more details.
