Get Personalized Quotes in 30 seconds
Find your best fit insurance policy. No spam. No fees. Just savings.
Do it yourself
Compare quotes, choose your policy, and get coverage in a few clicks.
One marketplace for Almost All NZ Insurers
Easily review quotes from a wide range of insurance providers side by side, all in one place.
Find a match and save $1,000 every year
Save big by finding the best insurance match tailored to your needs.
Find Your Best Car Insurance
Car insurance prices depend on factors like age, driving experience, car model, address, and more. Each insurer evaluates risk differently, so everyone may see different offers. Find the cheapest insurance company for you.
Loading discounts...
Premium Increase Calculator
See your exact premium changes. No guesswork. No upsell. Just transparency.
Post-Claim Lowest Premium
See your lowest possible premium after a claim, instantly compared.
Premium Breakdown Insights
Detailed breakdown of premiums pre- and post-incident for transparency.
Premium Hike Prediction
Predict your provider’s premium increase after a claim instantly.
Real stories, real savings
What our customers say after comparing insurance with Insurspy
Excellent
Olivia Chen
Car Insurance
So easy to compare car insurance!
Insurspy found the best deal for my car in minutes. Love the clean design and the savings.
Jack Miller
Home Insurance
Home insurance made simple
Got several home insurance quotes quickly, and the process was totally hassle-free.
Priya S.
Health Insurance
Clear health insurance options
All the health insurance prices in one place. I saved $320 a year. Highly recommend!
Tommy Brooks
Car Insurance
No spam calls, just great offers
Unlike other sites, Insurspy didn't share my info everywhere. Honest comparison!
Sophia Li
Home Insurance
Best site for home policy comparison
User interface is beautiful, and I found a better price for my house insurance.
Emily Carter
Health Insurance
Saved so much on health coverage
Really transparent, fast, and the gradients look awesome! Will use again.
Frequently asked questions
Not at all. These tools are 100% anonymous and do not notify your insurer.
We use real-world data and insurer trends to provide a reliable estimate, though your final premium may vary slightly.
Normally 30 seconds! Just enter basic details once to see quotes from 8 major insurers.
Absolutely. Both tools are free, with no hidden fees or obligations.
Yes, you’ll be directed to the insurer’s official page to complete your purchase or get more details.