The Information We Collect

Personal information is any information or opinion, whether true or not and whether recorded in material form or not, about an individual who is identified or reasonably identifiable.

We may collect the following personal information:

As a user of our software (User) or as a visitor:

• Your name;
• Your contact details (email, mailing address, telephone number);
• Your date of birth;
• Your home address (used for insurance quote calculations);
• Your vehicle information (make, model, year, registration details);
• Your driving history (accidents, violations, claims history);
• Feedback, survey responses, or other information you provide;
• Details of products and services you’ve enquired about or received;
• Your browser session data, geo-location, device and network information, and browsing behavior;
• Any additional information you choose to share with us.

This information is used to generate car insurance quotes and may be shared with third-party insurers to provide you with real-time pricing.

How We Collect Your Information

We gather your personal information from:

• You – directly via our website, registration or subscription processes, communications (email, telephone), or when using our Services.
• Third parties – where you have authorized the collection or where the information is publicly available.

When possible, we collect information directly from you. Otherwise, we will only collect information from third parties with your consent or as permitted by law.

How We Use Your Information

We may use your personal information to:

• Verify your identity;
• Provide you with our Services and products;
• Generate car insurance quotes based on the information provided;
• Transmit relevant details to third-party insurers to obtain online pricing and coverage options;
• Market our Services and products via email, text messages, etc.;
• Improve our Services and products;
• Respond to your inquiries, feedback, or complaints;
• Conduct research and statistical analysis (anonymized);
• Protect and enforce our legal rights and interests;
• For any other purpose authorized by you or permitted by law.

Sharing Your Information with Third Parties

In order to provide you with accurate insurance quotes, we may share your personal and vehicle-related details with:

• Insurance providers who generate quotes based on your profile;
• Third-party data processors who assist in quote comparison services;
• Regulatory bodies if required by law;
• Other service providers with your explicit consent.

Your information is used only for the purpose of obtaining insurance quotes and will not be sold or used for unrelated marketing activities.

How You Can Access or Delete Your Information

Subject to legal exceptions, you have the right to access, correct, or delete your personal information held by us. We may request proof of identity before processing your request.

To exercise these rights, please contact us via email at info@insurspy.co.nz and include details of your request. An administrative fee may apply for copies or corrections.

Use of Cookies

We use cookies – small text files stored on your device – to recognize your browser and monitor your use of our Services. Cookies do not provide your email or personally identifiable information on their own. However, if you provide personal data while using our Services, it may be linked to the cookie data.

You can disable cookies via your browser settings, but some features of our Services may not work properly.