Insurspy is a New Zealand platform that helps you compare, buy, and manage insurance policies in one place. We simplify complex insurance details so you can quickly find the right cover at the right price.

No. Insurspy is completely free for consumers to use. You can register and compare quotes without paying us a platform fee.

Like other comparison platforms, we earn a commission if you buy a policy through our referral links or from our partner insurance agents. We may also make money if you click on an ad on our website. We do not sell your personal data, and we will never spam your inbox or voicemail. Our goal is to make insurance shopping easier, not more stressful.

You can currently compare car insurance, house insurance, and health insurance. We are working on adding more categories such as pet, contents, landlord, and travel insurance.

Car insurance quotes usually take around 30 seconds. House insurance quotes are ready in about 1 minute. Health insurance quotes are displayed instantly.

Savings vary depending on factors like your car, address, claim history, excess, and cover type. Many users save over $500 a year just by switching car insurance. Even if you keep your current policy, comparing can give you peace of mind.

Yes. Insurspy is proudly New Zealand-owned and headquartered in Auckland. We are backed by local investors and have received R&D grants from the government to help us improve our service.

Insurspy started as a transparent comparison tool for consumers. Because many users wanted to buy directly, we partnered with SP Insurance. Their team of licensed advisers and brokers can answer your questions and provide professional guidance.

We feature one of the widest selections of insurance brands in New Zealand, but not every company is included. We are always working to expand our partnerships so you have more options.

No. The prices you see are the same as buying directly from the insurer, provided your information (such as sum insured, excess, age, and claim history) is the same. If you ever spot a price difference, let us know so we can investigate.

Premiums and benefits can vary widely between providers for similar cover. Comparing allows you to find the best value and avoid overpaying. Over time, the savings can add up to thousands of dollars.

We present quotes from multiple insurers side-by-side so you can see both the price and the cover details. For example, comprehensive cover for the same car could range from about $800 to $1,600 depending on the insurer. You can also adjust cover options like excess to see how it affects your premium.

As of August 2025, more than 6,000 New Zealanders have received insurance quotes through Insurspy.

Not at all. Sign up for free, enter your details once, and you’ll get personalised quotes from multiple providers within minutes. You can save your results, continue later, or connect with an adviser for help.

Yes. We follow New Zealand privacy and data security requirements. We only collect the information necessary to get your quotes and manage your policies, and we use industry-standard security measures to protect your data.

Yes. You can narrow down your options using our comparison tool and then connect with our partner advisers, who can explain the differences and help you make a confident choice.