Insurspy is completely free for consumers to use. Like many brokers and advisers, we receive compensation from insurers when users purchase policies through our platform. Your support—such as clicking through to insurers from Insurspy—helps us keep the service free and continually improve our offerings.

Many Insurspy users have saved over $1,000 just by comparing and switching their car insurance. Some who compared multiple policies—like car, house, and contents insurance—have reported savings of $2,000 or more, while others have saved several hundred dollars. Even if your current policy turns out to be the best option, comparing still provides peace of mind.

On Insurspy, you can compare car insurance, house insurance, and health insurance. We’ll soon be adding even more product categories, such as contents, landlord, and travel insurance.

Yes, Insurspy is proudly New Zealand owned and headquartered in Auckland. We’re backed by prominent local investors and organisations, and have received R&D and innovation grants from the New Zealand government to help us continually enhance our service.

Insurspy was created as a transparent comparison tool to benefit New Zealand consumers. As many users wanted to purchase insurance directly, we partnered with SP Insurance. Their team of qualified advisers and brokers is available to answer your questions and offer professional guidance.

Insurspy features one of the broadest selections of insurance providers in New Zealand, though not every company is included. With over 30 insurance brands nationwide, our aim is to partner with as many as possible. Not all insurers currently participate in comparison platforms, but we’re always working to expand your options.

No, there are no extra fees or hidden charges when purchasing insurance through Insurspy. The prices you see match those offered directly by insurers, provided your information—such as sum insured, excess, claim history, and age—is consistent. If you ever spot a price difference, please let us know so we can investigate.

Comparing insurance empowers you to make informed decisions and find the best value for your needs. Premiums and benefits can differ greatly between providers. According to Insurspy data from early 2025, our users saved an average of $370 on car insurance, $485 on house insurance, and $285 on contents insurance. Over time, this can add up to significant savings—often tens of thousands of dollars.

Our goal is to present a wide range of policy options, so you can choose the cover that best suits you at the right price. Insurance premiums for similar cover can vary a lot between providers—for example, comprehensive cover for the same car could range from $800 to $1,600 depending on the insurer. Insurspy makes it easy to spot both the most affordable and the best-fit options for you.

Insurspy is a digital platform designed to help New Zealanders compare, purchase, and manage their insurance policies in one place. As of June 2025, over 3,000 Kiwis have joined Insurspy to maximise their insurance savings. Simply register for free, enter your information once, and you’ll receive tailored insurance comparisons from multiple providers within minutes. The platform is fast, user-friendly, and secure.