Suit 102, 10 Aylesbury Street,
Pakuranga, Auckland, 2010
2026 NZ vehicle premium research
Explore 2026 New Zealand premium data, quote differences and insurance considerations for 10 popular car models.
Choose your model
Each guide explores how premiums for the same model can vary across driver profiles and insurers.
Volkswagen Golf
Insurspy analysed aggregated historical Volkswagen Golf quote results from 14 March 2025 to 18 August 2026, comparing comprehensive, third party, and third party fire and theft premiums, insurers and like-for-like price gaps.
View premium data →Mazda Demio
Insurspy reviewed historical Mazda Demio quote results from March 2025 to August 2026, comparing average premiums, insurers and location differences across comprehensive, third party, and third party fire and theft cover.
View premium data →Mazda Axela
Insurspy aggregated historical Mazda Axela quote results from 24 February 2025 to 15 August 2026. Average comprehensive cover was $1,273.73 a year, while third party, fire and theft averaged $589.00. Comparing several like-for-like quotes remains important.
View premium data →Suzuki Swift
Insurspy’s 2026 guide reviews aggregated historical Suzuki Swift quote results from March 2025 to August 2026, comparing cover types, insurers, locations, excesses and premiums.
View premium data →Toyota Prius
Insurspy reviewed Toyota Prius historical quote results from March 2025 to August 2026. Average annual premiums were $1,473 for comprehensive, $302 for third party and $672 for third party, fire and theft cover.
View premium data →Honda Fit
Insurspy analysed historical Honda Fit quote results from March 2025 to August 2026. Average annual premiums were $1,142 for comprehensive cover, $266 for third party, and $515 for third party, fire and theft.
View premium data →Toyota Corolla
Insurspy reviewed historical Toyota Corolla quote results from March 2025 to August 2026. The average comprehensive premium was $1,184.64 a year, while like-for-like insurer differences exceeded $3,000 in some comparisons.
View premium data →Toyota Aqua
Insurspy aggregated Toyota Aqua quote results from March 2025 to August 2026, comparing average premiums, insurers, locations and like-for-like price differences across cover types.
View premium data →Tesla Model Y
Insurspy reviewed historical quote results from 14 March 2025 to 22 August 2026, comparing Tesla Model Y comprehensive, third-party and third-party fire and theft premiums, insurers and locations in New Zealand.
View premium data →Toyota RAV4
Toyota RAV4 quote data shows a $1,395.58 median comprehensive annual premium. Compare cover, excess, agreed value and fresh quotes—not price alone.
View premium data →