Travel Insurance Policy Comparison
Unlimited
Unlimited
Unlimited
Unlimited
$20,000,000
Unlimited
Unlimited
Unlimited
$50,000
$50,000
Optional
Optional
Optional
$2,500
$2,000
$5,000
$10,000
$5,000
$20,000
$30,000
$25,000
$10,000
$600
$1,100
$2,000
$1,000
$1,000
$1,000
$5,000
$500
$250
$1,000
$1,500
$2,500
$3,500
$4,000
$6,000
$3,000
$4,000
$5,000
$3,000
$3,000
$3,000
$1,000
$1,500
$2,000
$1,000
$1,500
$2,000
$25,000
$30,000
$25,000
$25,000
$25,000
$30,000
$50,000
$25,000
$5,000
$10,000
$10,000
$6,000
$1,000,000
$2,500,000
$5,000,000
$2,500,000
$5,000,000
$50,000
$60,000
$10,000
$5,000
$2,000
$3,000
$1,000,000
$2,000 (up to 250/day)
Why Get Travel Insurance?
Whether it’s a short holiday or a long adventure, travel insurance gives you confidence knowing you’re covered for the unexpected.
Trip Protection
Unexpected cancellations, delays, or lost luggage? Travel insurance helps cover costs so your trip isn’t ruined by surprises.
Emergency Medical Cover
Accidents and illnesses abroad can be very expensive. Travel insurance ensures you get urgent medical care without massive bills.
Financial Peace of Mind
From stolen belongings to last-minute emergencies, travel insurance gives you financial security while exploring the world.
Need help choosing the right travel insurance? Talk to our advisers
Specialist advice
Ongoing support
There to help when you need treatment
Financial guidance
Frequently asked questions
We focus on leading travel insurance providers in New Zealand—such as Allianz Partners, Cover-More, Southern Cross Travel Insurance — covering their core travel insurance products.
We highlight key benefits and differences based on each insurer’s official policy wording, including trip cancellation cover, emergency medical treatment overseas, baggage protection, benefit limits, and exclusions.
SP Insurance’s brokers are licensed financial advisers. They can assess your travel needs, explain product details, and recommend a travel insurance plan tailored to your itinerary and budget.
Yes. We recommend reviewing the full travel insurance policy wording and discussing it with an SP Insurance licensed adviser to ensure it matches your needs.
Absolutely. They can help you adjust benefit levels, explore optional add-ons (e.g., adventure sports, rental car excess cover), and design cover that suits your trip and budget.
Some travel insurers offer family or group discounts. SP Insurance can check eligibility and help you access any available savings for your trip.