1. Application of Terms
This website ("Website") is operated by Insurspy Ltd ("we, our," or "us").
1.1 These Terms apply to your use of the Website. By accessing and using the Website, you are deemed to have agreed to these Terms.
1.2 If you are accessing the Website on behalf of another person or entity, you confirm that you are authorized to agree to these Terms on their behalf.
1.3 If you do not agree to these Terms, you must stop using our Website immediately.
2. Changes
2.1 We may update these Terms at any time by publishing the revised version on our Website. Changes take effect immediately unless stated otherwise. Continued use of the Website constitutes acceptance of the updated Terms.
2.2 We do not guarantee that the content on our Website is up-to-date or accurate. We may change, suspend, or remove content without notice.
3. Your Obligations
3.1 You must provide true, current, and complete information when using our services and update it as required.
3.2 If you are given login credentials ("User ID"), you must keep them secure and notify us immediately of any unauthorized use.
3.3 You must not use our Website to engage in illegal, fraudulent, or inappropriate activities, including but not limited to:
- Uploading false or misleading information.
- Interfering with the Website's functionality.
- Using automated methods (e.g., scraping, bots) to collect data.
- Attempting to gain unauthorized access to our systems.
4. Car Insurance Comparison
4.1 Insurspy provides a car insurance comparison platform that allows users to obtain quotes from third-party insurers.
4.2 We do not provide insurance directly but facilitate access to insurers. Quotes are based on the information you provide and may change at any time.
4.3 While we strive to provide comprehensive comparisons, our platform may not include all insurers or policies available in the market.
5. Third-Party Services
5.1 We may link to third-party insurance providers. We do not control their services and are not responsible for their terms, privacy policies, or actions.
5.2 Your interactions with third-party insurers are at your own risk, and we encourage you to review their policies before proceeding.
6. Privacy Policy
6.1 Our use of personal information is governed by our Privacy Policy. By using our services, you consent to the collection and sharing of your data for quote generation purposes.
7. Limitation of Liability
7.1 To the fullest extent permitted by law, we are not liable for any loss or damage resulting from:
- Errors in insurance quotes.
- Decisions made based on our platform's information.
- Actions of third-party insurers.
8. Contact Information
If you have any questions about these Terms, please contact us:
info@insurspy.co.nz