⭐⭐⭐

Rating from CANSTAR

Our Take

ANZ provides car insurance through a partnership with Vero Insurance, one of New Zealand's largest underwriters. While ANZ's brand recognition is strong, its car insurance product is relatively basic and geared toward existing ANZ banking customers looking for convenience and bundling options.

👍 Pros

• Easy to bundle with ANZ banking products.
• Underwritten by Vero (financially strong).
• Simple, straightforward policy structure.
• 24/7 claims support via Vero.

👎 Cons

• Limited policy management features online.
• Fewer optional cover add-ons.
• No telematics or safe driving rewards.

ANZ Car Insurance Review

insurspy gives ANZ a 3.9 out of 5. Its insurance is underwritten by Vero, providing reliability and strong claims support. However, ANZ focuses on basic functionality, and may lack the feature-rich experience of standalone insurers.

Is ANZ a Good Car Insurance Company?

Yes, if you're already using ANZ banking and want to simplify your financial life. It's less ideal for tech-savvy or highly cost-sensitive drivers seeking greater customization.

How Much Does ANZ Insurance Cost?

ANZ offers mid-range pricing. Customers bundling with home insurance or other ANZ services may get added value.

Discounts

• Multi-policy discount (car + home or contents)
• No-claims bonus
• Annual payment or direct debit savings

Coverage Options

• Third Party
• Third Party, Fire & Theft
• Comprehensive

Optional Extras: Rental car, roadside assistance (via Vero), windscreen excess buyout

Industry Ratings

• AM Best (Vero): A+

Customer Reviews

1.8 / 5 (261 Reviews from NZ Trustpilot)

⭐⭐⭐⭐⭐ – 13%
⭐⭐⭐⭐ – 1%
⭐⭐⭐ – 1%
⭐⭐ – 4%
⭐ – 81%

Contact ANZ

• General Enquiries: 0800 269 296
• Claims (Vero): 0800 269 252
• Website: www.anz.co.nz

Methodology

Scores are based on insurspy’s analysis of insurer reputation, customer service, policy value, and complaint data. Reviewed yearly for accuracy.