⭐⭐⭐⭐⭐

Rating from CANSTAR

Our Take

AMI is one of New Zealand’s largest and most established insurers. With a broad range of policies and optional extras, it caters well to most drivers. While claims support is generally solid, some customers have noted delays in settlement times.

👍 Pros

• Backed by IAG, one of Australasia’s largest insurers.
• Offers extensive optional cover add-ons.
• AMI stores across New Zealand for in-person support.
• Member benefits program offers discounts and rewards.

👎 Cons

• No telematics-based (pay-as-you-drive) options.
• Claims processing can be slower during peak periods.

AMI Car Insurance Review

insurspy rates AMI 4.3 out of 5 stars. It’s known for its wide national presence and reputation for reliability. AMI offers Third Party, Third Party Fire & Theft, and Comprehensive cover, with extras like roadside assistance, glass excess cover, and rental vehicle cover.

It may not be the cheapest option, but the stability and scope of its services make AMI a solid choice for mainstream drivers.

Is AMI a Good Car Insurance Company?

AMI is a great option for drivers looking for reliability, in-person service, and access to a broad support network.

How Much Does AMI Insurance Cost?

Prices vary based on vehicle type, location, and driving history. AMI’s pricing sits mid-range in the NZ market.

Discounts

• Bundling multiple policies (car + home or contents)
• No-claims bonus
• Partner program discounts (e.g. AA)
• Annual upfront payment discounts

Coverage Options

• Third Party
• Third Party, Fire & Theft
• Comprehensive

Optional Add-ons: Roadside Assistance, Glass Cover, Rental Car, Keys & Locks Replacement

Industry Ratings

• AM Best: A (via IAG)
• Canstar: 5 stars (2024)

Customer Reviews

1.4 / 5 (210 Reviews from NZ Trustpilot)

⭐⭐⭐⭐⭐ – 8%
⭐⭐⭐⭐ – 0%
⭐⭐⭐ – 0%
⭐⭐ – 2%
⭐ – 90%

Contact AMI

• Customer Service: 0800 100 200
• Claims: 0800 100 200 (option 2)
• Website: www.ami.co.nz

Methodology

Based on customer satisfaction, industry benchmarks, and coverage quality, insurspy generates a yearly score to help users compare car insurers in New Zealand.