Trade Me Insurance Review
insurspy gives Trade Me Insurance a 3.8-star rating. It's a simple, fast, and affordable car insurance option for budget-conscious drivers, especially those active on Trade Me. The backend is managed by Tower, so claim reliability is strong despite the white-label setup.
Is Trade Me Insurance a Good Car Insurance Company?
Yes — especially if you want fast, no-fuss cover at a competitive price. It's ideal for digital shoppers and vehicle buyers/sellers needing instant quotes.
How Much Does Trade Me Insurance Cost?
Trade Me Insurance is slightly cheaper than Tower direct thanks to its streamlined digital platform. Drivers with clean records and older vehicles benefit most.
Discounts
- No-claims bonus
- Annual payment discount
- Lower base rate for drivers aged 25+
- Trade Me exclusive pricing promotions
Coverage Options
- Third Party
- Third Party Fire & Theft
- Comprehensive
Optional Extras: Windscreen Cover, Rental Car After Accident, Agreed Value
Industry Ratings
- Underwriter: Tower Insurance (AM Best: A-)
- Trade Me Trustpilot Score: 4.4 / 5
- Customer feedback: Mixed — strong pricing, weaker digital tools
Customer Reviews
1.2 / 5 (463 Reviews from NZ Trustpilot)
⭐⭐⭐⭐⭐ – 3%
⭐⭐⭐⭐ – 2%
⭐⭐⭐ – 1%
⭐⭐ – 4%
⭐ – 90%
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Methodology
insurspy evaluates white-labeled products like Trade Me Insurance based on their underwriter, digital experience, pricing, and claim support. Ratings are benchmarked annually.
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